ENGINE 01
Executive dashboard
Automated KPI cards, a net worth trajectory area chart and an asset allocation donut. The one sheet you actually open each month.
Six linked modules take you from this month’s grocery budget to a thirty-year independence forecast — net worth, mortgage payoff and retirement modelled on the same set of assumptions, with every formula visible.
They are very good at the past and almost useless about the future. They cannot tell you the age you become financially independent, what an extra $300 a month does to your mortgage, or what your net worth is actually worth after inflation. That is a modelling problem, and a spreadsheet is the right tool for it.
$95–$120 a year, forever, for a categorised view of transactions you already have. Stop paying and you lose the history too.
Aggregator links drop, re-authenticate badly, and silently re-categorise months of data. The cleanup is your evening, not theirs.
Full transaction history, balances and liabilities held by a third party, governed by a privacy policy that can change without you.
Rigid formulas you cannot inspect or bend — no lump-sum mortgage scenario, no offshore account, no “what if we drop to one income for two years”.
Change the inflation rate once and every projection in the workbook moves with it. That single property is what makes the file a system rather than a folder of calculators.
Automated KPI cards, a net worth trajectory area chart and an asset allocation donut. The one sheet you actually open each month.
A twelve-month dynamic budget with automated split ratios, sinking fund accruals and a calculated household savings rate.
Full amortisation schedule, property appreciation, true accumulated equity, and the net realised profit on eventual sale.
Monthly-compounded wealth accumulation from age 30 to 60 with dual-bucket liquidity: liquid assets before the statutory age, preserved accounts after.
Every card below is a live formula in the workbook, driven by the inputs you entered on sheets 01 to 05. Nothing is typed twice.
Select a country preset and the workbook reconfigures its retirement account labels, statutory unlock age and default rates. Or run any currency symbol you like.
One file, one payment, lifetime personal use licence, and a 30-day no-questions refund.