06 — Pricing

Pay once.Own forever.

One product, one price. Download instantly and keep your future planning system for good — less than five months of a budgeting subscription.

Everything included · one payment
Complete FutureProof Suite

The whole system.

The full multi-country future planning system — all six modular engines, the dashboard and the manual. There is no cut-down version and nothing held back for a higher tier.

$49.99
One-time · lifetime access · USD
  • All six modular sheets included
  • 12-month zero-based budget tab
  • Net worth balance sheet & income / expense tracker
  • Dynamic mortgage & real estate engine
  • 30-year financial independence / FIRE simulator
  • Executive visual dashboard & KPI cards
  • Multi-country & multi-currency presets
  • Quick-start guide, user manual & data dictionary
  • Lifetime personal use licence & free updates
Get FutureProof — $49.99→
30-day no-regrets guarantee

If it doesn’t bring order to your finances,
you get every cent back.

Explore the system risk-free for thirty days. If it doesn’t deliver complete clarity and confidence about your financial future, email us for a prompt, 100% refund. No questions asked.

FAQ

Before
you buy.

Skills, compatibility, privacy and licensing — answered plainly.

No. If you can type a number into a cell, you can run this. Every input field is shaded soft blue; everything else calculates itself. The quick-start guide walks through the three setup steps, and the user manual documents every field and formula if you ever want to look under the hood.
None. The entire model is built from native spreadsheet formulas. There is no security prompt to dismiss, nothing to enable, and nothing that can silently execute on your machine — which is also why it moves cleanly between Excel and Google Sheets.
Yes. Import the .xlsx into Google Sheets and the formulas, conditional formatting and charts carry across. Microsoft Excel on desktop remains the reference environment, and is what the screenshots and manual are based on.
Both. On sheet 01 you choose between Dual-Income (Couple) and Individual, and name Partner 1 and Partner 2. The cashflow, savings rate and retirement engines adjust their structure to match the household mode you select.
There is no server to be safe from. The product is a spreadsheet file. There are no account logins, no bank aggregator connections, and no telemetry — your numbers exist only in the copy of the file on your own device, backed up wherever you choose to back it up.
A single, non-exclusive, non-transferable personal-use licence. You may install it on unlimited personal devices you own and customise formulas, rows, categories and styling for your own household. You may not resell, redistribute, share or upload it publicly, or use it to provide commercial financial planning or coaching services without an Enterprise Commercial Licence.
No, and deliberately so. This is a modelling tool, not advice. It shows what given assumptions imply — if you contribute this much at this assumed return, here is the arithmetic. Choosing the assumptions, and the investments behind them, is yours to do, ideally alongside a licensed advisor.

Still deciding?
Run the numbers first.

Open the simulator→ Ask a question→